Refinancing your mortgage can be a great way to reduce monthly payments, lock in a better interest rate, and gain additional time for repayment, but it should not be entered into lightly. Refinancing at the wrong time or for the wrong reason can actually result in you having a higher payment or a lower interest rate.

If you're interested in refinancing your mortgage but aren't sure whether or not the time is read more>>

Although still not a mainstream phenomenon, Personal Finance Blogs are an increasingly popular additional source of investing and financial planning information. Many people peek in sporadically to see what's generating buzz this week. As the arena gets more and more crowded, it begs the question: "What read more>>

Where would business be today without debt? It may sound a bit ridiculous, considering almost every business in the world is most interested in making money, but without debt they probably would not be in business at all. The plain and simple truth is there are just not that many rich investors hanging around interested in taking an equity position in your company. So we must turn to debt to finance our operations in hopes of becoming profitable. read more>>

In today's world, there are a lot of things that its very difficult to live without. One of them, is credit. Can you imagine trying to save up for a car until you had enough cash to just pay for it outright? Do you

read more>>

It's no wonder that the majority of homeowners dream of one day being able to pay off their home loan and live a life free from the shackles of interest rates, home finance and worries about meeting the monthly mortgage payments because the largest expense the majority of us take on in a lifetime is our read more>>